Factoring

A business advance collateralized by your outstanding invoices. Invoice factoring is a way for small businesses to take out a loan against unpaid customer invoices to quickly unlock funds from pending invoices for operational expenses and growth opportunities.

Factoring made simple

1

How funding works

An invoice is a bill for goods or services already provided
A business sells its invoices to a third party (the factor) in order to meet its current obligations
2

Rates are based on

The invoice holder's credit worthiness
The length of time until the invoice will be paid
3

Ask Yourself

Are you currently factoring any invoices?
Do you presently have a need for additional cash flow?
4

Required documents

Sample invoice
Accounts receivable aging report
5

Good to know

We only factor business to business transactions
Residual account; represents an ongoing relationship
With factoring you have the chance to get paid for your invoices right away – no need to wait

Application form

P.O. Financing - We provide working business capital based on your business' projected future sales